Billing & Financial Assistance

Count on Essentia Health to make it as convenient as possible for you to pay your medical bills. If you need help to pay, you may qualify for assistance or reduced-cost care.

Pay Your Bill

Learn more about how to pay your Essentia Health bill online via MyChart, by mail, or over the phone.

Get Help With Your Medical Bills

Look into your options for care that fits your medical needs and your ability to pay. Review our Helping You Pay Your Medical Bills page to learn more.

• Find primary care and behavioral and mental health care at a reduced cost at Essentia Health’s National Health Service Corps-approved sites.
• Learn whether you qualify for reduced bills through Essentia Health’s Financial Assistance Program, which includes discounted services for patients without insurance.
• Ask an Essentia patient account representative or financial counselor about a short-term payment plan or a ClearBalance® loan with no interest or penalties

Financial Counseling

Meet with an Essentia financial counselor when you have questions about your account, projected out-of-pocket costs, financial assistance options, or payment arrangements. To set up an appointment with a financial counselor at a location near you, contact Patient Financial Services at 1-800-985-4675.

Price Estimates

Learn the potential out-of-pocket cost for a medical procedure so you know what to expect when it’s time to pay your medical bill. You’ll get our best estimate based on the information available at the time of your request. The estimate is not a guarantee of your final charges. The actual cost may vary based on what services you need.

Request a Price Estimate

Read about the different ways you can get an estimate.

• Learn about Price Estimates

Hospital & Clinic Standard Charges

As a patient, you may be interested in learning more about how much Essentia charges for a specific hospital or clinic service. We are committed to price transparency.

• View Standard Charges

Insurance Coverage

See what insurance plans are accepted at Essentia Health. For questions about your insurance coverage, contact your insurance company.

Balance Billing (Surprise Billing)

You are protected from balance billing (sometimes called surprise billing) when:

• You get emergency care, or
• You are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center.

In these cases, you should not be charged more than your health plan’s copayments, coinsurance and/or deductible. Learn more about Your Rights and Protections Against Surprise Medical Bills.

Essentia Health Billing & Collections Policy

Essentia Health will promptly and accurately submit health insurance claims and/or work with you to establish a reasonable payment plan for any portion of a bill you’re expected to pay. If you don’t submit a Financial Assistance Program application, make a reasonable payment agreement, or meet your financial responsibilities, collection activities will occur. To learn more, review our full billing and collections policy [PDF].

Questions About Your Bill?

If you have questions about your Essentia Health bill or would like to hear about our payment options, you can speak with a Patient Financial Services Representative by calling 1-800-985-4675.
You can also email us your question at [email protected].
**Please be advised that due to high volumes, an email response may take up to 10 business days. If you need immediate assistance, please call our Patient Financial Services team at the phone number listed above.